Unlike traditional advisors who may earn commissions from selling products, Been There Financial Planning is a
Fee Only Financial Planner. This means our advice is truly independent and always in your best interest. Our founder, William Rychliwsky, has “been there and done that” in personal finance—paying off his mortgage early, navigating career changes, and maximizing retirement savings. This experience allows him to provide advice that is practical, actionable, and tailored to your situation.